Interest Rate Cut Brings Relief: What It Means for South Africa’s Economy and Homeowners
Category Money Matters
South Africa’s Monetary Policy Committee (MPC) has recently announced a reduction in the policy interest rate by 25 basis points, bringing it down to 8% per...
Upcoming Interest Rate Drop: How It Could Impact Your Home-Buying Opportunities
Category Money Matters
South Africa's property market is on the brink of a significant shift, and a potential interest rate cut by the Reserve Bank may present a unique window of...
Understanding Your Home's Value: Separating Fact from Fiction
Category Money Matters
Selling your home requires a realistic understanding of its market value. Here, we explore common misconceptions that can lead to inaccurate pricing and a...
Owning Your Dream Home: A 6-Step Guide for Navigating Changing Interest Rates
Category Money Matters
The dream of homeownership can feel especially exciting when interest rates are favourable. While economic conditions can shift, with careful planning, you...
Smart Moves: Understanding Capital Gains Tax for Home Sellers
Category Money Matters
Understanding Capital Gains Tax (CGT) is crucial for homeowners in South Africa, especially when dealing with property sales. CGT is applied to the profit...
Unchanged Repo Rate at 8.25% - Eases Burden for Homebuyers
Category Money Matters
The Monetary Policy Committee of the South African Reserve Bank has made the decision to maintain the repurchase rate at its current level of 8.25% per annum...
Tackling Late Rental Payments: Being Prepared and Proactive
Category Money Matters
In an environment of high inflation and challenging interest rates, many South Africans are feeling the financial pinch. For those who depend on rental...
High Bond Costs Got You Down? Here's How to Navigate the Rising Interest Rate
Category Money Matters
The rising interest rate has affected many South Africans all over the country. With the latest announcement of the increased repo rate, homeowners are...
100% home loans - to be, or not to be?
Category Money Matters
Deciding whether to apply for a 100% home loan is only one of the choices that you as a potential homeowner will have to make. However, it might be the most...
Fixed or Variable Interest Rate - Which is the Best Option for You?
Category Money Matters
When you approach a financial institution to take out a home loan you will be faced with choosing between a fixed or variable interest rate. There are num...